Employers Liability

What is Employers Liability insurance?


This policy provides indemnity to an Employer in respect of their liability to employees for Injury or disease out of and in the course of their employment. This product is a legal requirement under the Employers Liability Act 1969 in the United Kingdom. https://www.gov.uk/employers-liability-insurance

It covers damages, compensation costs and legal fees that a current or ex employee is entitled to as a result of illness or injury which may have been caused whilst under employment.

Most UK Employers Liability Insurers cover the following:-

  • £10M Cover
  • Compensation for Court Attendance whilst defending a claim
  • Legal Helplines
  • Rehabilitation Support 

Who does Employers Liability Insurance Cover:-

  • Full Time and Part Time Employees
  • Self Employed Contractors that you hire
  • Temporary Staff, Apprentices & Volunteers
  • Work Experience and Training Schemes

Employers Liability Insurance is normally bought as part of a package along with Public Liability, Premises and Stock etc. For a competitive quotation, please call us on 028 9131 1011. if you prefer, we can arrange for one of our business specialists to call to your premises at a time convenient to you. 



Friendly staff and the reassurance of working with a local company that really understands your needs come as standard.


We’re new to the market but we’ve a lifetime of experience working in the insurance market in Northern Ireland.



We think we’re the best in the business – best policy, best price, best service. We’re sure we’re ahead of the competition.